American - Public | July 30, 1966 -
While I have supported marriage equality since my days as a state senator over a decade ago, I have since conducted an extensive legal analysis that has only emboldened my support as attorney general.
Lisa Madigan
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The last thing our children need is less protection.
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Unlike public universities and private, not-for-profit colleges, for-profit schools are owned by revenue-seeking businesses often more intent on boosting their bottom line than educating their students. They use hard-sell tactics to recruit prospective students, and veterans have become particular targets.
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Demand to know the school's accreditation. Regional accreditation is preferable to national, particularly if you want to transfer credits. Check with the certifying association or potential employer in your field to ensure successful completion of the program will actually qualify you for that job.
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The creation of a consumer agency, structured similarly to the Office of the Comptroller of the Currency, levels the playing field. It gives consumers a powerful advocate at the federal level.
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The party on Wall Street never ends - while the rest of us pick up their tab and suffer the hangover.
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Investigating some of the largest subprime lenders - Wells Fargo, Countrywide, Ameriquest, Household Finance - I've seen how their terrible, toxic loans were closed by any means necessary and eventually packaged, sold as securities, and bet upon until they exploded and decimated our economy.
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I've repeatedly seen unscrupulous lenders use every con in the book to charm and lie to homeowners. Lenders actually paid brokers a premium to put people in higher-priced loans with toxic features, such as adjustable rates and prepayment penalties.
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While most of us are trying to be more frugal, the loss of a job, a divorce, or a medical emergency can quickly sink us deeply into debt.
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As I travel across Illinois and talk with people, and as others reach out to my office desperate for help, I am becoming convinced that, despite their rhetoric, many lenders have no interest in actually helping their customers.
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For many, the loan modification process has been a giant sham.
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Foreclosure is nothing new. And it certainly will always be a fact of life for some.
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