American - Public | September 14, 1953 -
Small businesses, you can give them capital, but what they often need as much is mentoring, advice and help with their business plan.
Karen Mills
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Small businesses have told us that having cash in their pocket is one of the primary things that they need.
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After four years as Administrator of the SBA, I have let President Obama know that I will not be staying for a second term. I will stay on until my successor is confirmed to ensure a smooth and seamless transition.
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The S.B.A. does not lend directly to businesses, but instead backs loans to encourage banks to invest in small businesses as part of a nearly $90 billion portfolio.
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In October 2008, when the credit crunch hit, small businesses were really crushed by the lack of capital.
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We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.
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As I've traveled around the country, it has surprised me how many times I've heard people in small businesses use that word 'saved.' I believe many small businesses would not have had access to credit and would not have survived without the $50 billion that we were able to put into the market.
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We really accomplished what we set out to do with the Recovery Act programs, which was to fill the lending gap created by the crisis.
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We spend a great deal of our energy making sure that small businesses have help in navigating to the outcomes that they want.
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The morale when I came in was not the best. It was because the agency had not been valued.
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We see entrepreneurship and small businesses and supply chains as a critical part of the economic growth and competitiveness agenda.
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One of the most important things we hear is the S.B.A. needs to be ubiquitous. We do all these things, but people still don't know.
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