Irish - Businessman | 1990 -
Our idea with starting Stripe was to build better payments technology for people building things on the web.
John Collison
TechnologyPeopleBuildingBetter
With PayPal, you have to send people over to their website... whereas with Stripe, we offer a way to integrate payments into the website, on the website or into a mobile app. That is what all the best businesses care about, so we make it very easy, very fast, very simple and very cheap to do this.
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My brother and I were born in an Irish county called Tipperary. We were both very math- and science-inclined in high school. My dad trained as an electrical engineer, and my mom is in microbiology.
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Auctomatic was a compressed start-up experience, going from start to launch to acquisition in under a year. We spent a long time building the product before getting our first customer, whereas with Stripe we made sure we had paying customers from the very start.
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The Internet is a testament to a connected system that works - it's a global network where any computer can reach another, and easily transfer information across.
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When a country doesn't have a good economic infrastructure, that harms the country. With Stripe, the idea is that by providing better infrastructure, by linking the Internet economically, by making it easier for these online businesses to exist, it'll make the web better.
GoodInternetBetterCountryWeb
With Stripe, people who previously operated online or offline in a very limited capacity now have all the tools to work like a real online business. That's a very valuable thing.
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Marketplaces by their nature tend to grow faster than most other companies.
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One of the really fascinating areas is marketplaces that take advantage of mobile devices. Ridesharing is the obvious example, but that's just the start of it, of selling goods and services with lightweight mobile apps.
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Stripe is building payment infrastructure for the Web, so we make it easy to accept credit cards online. Before Stripe, the way you'd do this is using the legacy banking structure. It was slow, it was complex, it was expensive. It had this very chilling effect on e-commerce.
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If someone is a known spectacular quantity, then they're probably working in a job and very happy with that.
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As long as the Internet economy continues to grow, Stripe will continue to grow.
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