American - Journalist | November 7, 1964 -
These days, checks are direct-deposited, money comes out of a machine in the wall, and we swipe a plastic card to make a purchase. In other words, your kids can grow up thinking money comes in an endless supply if you don't show them otherwise.
Jean Chatzky
MoneyWordsThinkingGrowYouWall
If you're not clipping coupons before going to the grocery store, you're overspending. If you're ordering in or going out to dinner because you don't feel like cooking, you're overspending. If you're not tracking where your money is going, you're very likely overspending.
MoneyCookingDinnerFeelYouOut
No purchase is so urgent, no bargain so rare, that you don't have time to research it thoroughly, despite what they might have you believe. This applies, in particular, to infomercials that urge you to 'Call now, while supplies last,' or 'Call in the next 10 minutes for a free gift.'
TimeResearchFreeBelieveGiftYou
In a relationship where finances are shared, it's important that both people know what's going on. If one spouse likes being the family accountant, it's fine for that person to take the lead, but the other spouse shouldn't be in the dark.
FamilyRelationshipPeopleDarkKnow
I love a hotel that offers Wi-Fi Internet access, especially if it's free. But I never access sensitive information, like my bank account or an online shopping site that stores my credit card information, on a public Wi-Fi connection.
LoveShoppingFreeHotelCredit
Getting a tax refund is nice, but having more money year-round is better. If you get a chunk of change from the IRS, you're giving the government an interest-free loan - not something they, or any bank, would ever give you. Instead, change your withholding so you get a little extra in each paycheck.
ChangeMoneyGovernmentBetterYou
No one anticipates divorce when they're exchanging vows, and it can be devastating emotionally and financially. To ease the financial side of the blow, you need to maintain your financial identity in your relationship. That means having your own credit history - you need your own credit card - and your own savings and retirement accounts.
RelationshipHistoryIdentityCredit
Turning a blind eye to your finances always brings trouble. When you let the bills or late notices stay in their envelopes, you're making matters worse. When you finally have to deal with the problem - believe me, you will eventually - it will be exaggerated because you didn't take action.
MeEyeActionBelieveBlindProblem
Nontraditional students often have the misconception that aid is intended only for high school students entering college. Luckily, that's not the case.
SchoolCollegeHigh SchoolHighOnly
Anticipating a boomerang child seems the odds-on thing to do. Think about furnishing - hello, sleeper sofa - with this in mind.
ChildMindThinkHelloSeemsSofa
One way to make sure you don't lose assets in the future is to streamline your accounts. Consider using one bank for all your banking needs and one brokerage firm for all your investments.
FutureYouLoseWayBankBanking
Embrace your fire - even in hard times. A down economy can actually be a great time to start a business.
BusinessGreatTimeFireStartDown
Copyright © 2024 QuotesDict Jean Chatzky quotes