American - Public | June 22, 1949 -
With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change.
Elizabeth Warren
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When billionaire car dealers or manufacturers pay for ambassadorships, at least they pay with money earned by selling something of value.
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Credit card agreements run as long as 30 pages, and it's 30 pages of largely incomprehensible text.
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Consumers get used to reading and understanding their credit card contracts, their mortgages, their check overdraft agreements, those are good things. That puts power back in the hands of consumers.
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When people feel like, 'Lenders weren't fair with me; I don't have any responsibility to be fair with them.' If we go far enough down that line, much of the fabric of our economy starts to unravel.
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Everyone would like the world always to be in bubble times. But that doesn't happen.
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I pay for homeowner's insurance, I pay for car insurance, I pay for health insurance.
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I'll work with anyone - and I really do mean that - Democrat, Republican, independent, Libertarian, contrarian, vegetarian.
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Regulators all meet with Goldman Sachs executives and employees day after day after day. They don't see the people who get tricked, the people who get cheated, the people who get fooled by the products that Goldman turns out.
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There are very few people at the decision-making table to argue for minimum-wage workers. Very few people.
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Does anyone believe that Goldman Sachs is gonna give up a deal that would yield millions of dollars because someone fussed at them behind closed doors?
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There's a lot of talk coming from Citigroup about how Dodd-Frank isn't perfect. Let me say this to anyone who is listening at Citi: I agree with you. Dodd-Frank isn't perfect. It should have broken you into pieces.
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