Indian - Businesswoman | November 17, 1966 -
In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation is a necessity.
Chanda Kochhar
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India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional languages to the people in rural India, we got millions of transactions on the ATM.
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If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that is research- and creativity-oriented.
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Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels.
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My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.
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We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring the macroeconomic stability.
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I have always been saying that while - the legislative reforms are good, but there are so many low-hanging fruits that we have look for by taking executive decisions. I think the government is actually moving in the right direction.
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The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.
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As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet and, therefore, taking care of that. The second important is the reduction in losses going forward.
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The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we were to make the entrance exams more all-rounded, you could see more participation.
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You can maintain work-life balance even while pursuing careers.
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The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products.
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