Indian - Businesswoman | -
A maturing process, and growth, is always painful. You ask any teenager, they will tell you, and it's just like that for the country. We need to grow; we need to evolve.
Arundhati Bhattacharya
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If you start from the farm sector, we need much better investments and capital creation on land. We need logistics support; we need cold chain and processing capability. We need proper pricing at various stages to ensure that the producers are not left out in the value-chain.
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If you are satisfied, you will never see any more progress. One remains dissatisfied, but that doesn't mean that things are not happening.
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Some amount of support from government and regulator is required when you are looking at resolving systemic issues.
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Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.
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What needs to be done is that the digital initiatives that we had started, that those get the same kind of focus, and that we now disincentivize the use of cash. If you're going to slide back into the ways that we had before this demonetization impact, then you really won't get the benefits.
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As demand goes down, you will see prices come down.
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If you want to deemphasise cash, then people should not only have an incentive for going digital but also a disincentive for doing cash.
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Cash is not cheap. The physical infrastructure is not easy to maintain and cheap.
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Our huge infrastructure that we need for keeping cash is very expensive.
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Even for the people in the bank into which the other banks are merging, they also have a lot of apprehension. There is always an apprehension that opportunities will go down. There are apprehensions of displacement. Many of these apprehensions are unfounded.
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It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.
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